cottage consisting of two independent apartments
Cottage · Italy — Other, Italy
€85,000
The Basics
Overview
Price fairness
What the listing leaves out
What this home offers
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Energy performance
Official DPE energy rating
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Finance
Upfront investment and monthly running costs
Based on: EU buyer · Holiday · 40% down · 25-yrClick any row to see how it's calculated.
Cash needed at purchase
€44,795
Estimated monthly cost
€812 / mo
10-year running total (today's rates)
€97,397
Renovation
Estimated work over the next 10 years
We can't put a real number on renovation costs yet, because it depends on what's already been done to this place.
Answer 11 quick questions about the roof, electrics, heating, kitchen and bathroom, and we'll build a tailored 10-year cost estimate for this property — so you can budget with confidence rather than guess.
Rental potential
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Location
Location
Cercino, Lombardia
Living here
What daily life looks like in this area
Daily life involves moving through the village on foot or via a very small vehicle. Expect a quiet, slow pace with high reliance on nearby Morbegno for major services.
Nearby services
Distances measured from the commune centre. Add the exact address for accurate values.
More about the area
Soil & gardening
Coverage shown for the commune. Add the exact address to check the actual building.
-
Likely topsoil: Loam. Topsoil pH ~6.2, organic carbon 86 g/kg.
Soil can vary significantly within 100 m. For vegetable growing, a local soil test (pH, organic matter, NPK, and heavy metals if the site borders a road or former vineyard or orchard) typically costs €50 to €150 at a French agronomy lab such as Auréa, LCA, or SADEF. We recommend one before planting edibles.
Source: SoilGrids v2 (ISRIC) — 0-5 cm topsoil model, ~250 m grid
Good to know
Climate
Typical weather
Based on 30-year climate averages for this location
August
Mild and comfortable. Light layers are enough. One of the wetter months. Keep waterproofs handy. Long, sunny days — peak season for the region.
Internet
Connectivity data unavailable for this address.
Risks
Environmental risks
Risks shown for the commune area. Add the exact address for parcel-level confirmation.
Source: Géorisques, Min. Transition Écologique · View official report
Zoning
In a nutshell
Urban zone
No PLU zone found
Governed by national rules (RNU)
Renovation constraint
Data incomplete
Verify with the mairie
Nearby development
No AU zones nearby
No expansion zone found within ~800m
What this means
Building or extension
No digitized PLU. National rules (RNU) apply, typically restrictive for new builds
Exterior renovation
Data incomplete, confirm with the mairie before works
Surrounding development
No AU development zone found nearby
Planning layers found
No additional planning layers recorded.
Legal
This is general information, not legal advice. Rules change and each property has its own context. Confirm anything that matters with your notaire before you sign.
This report is generated from listing data and regional knowledge. It is not a substitute for a professional survey, legal review, or in-person visit.
Characteristics
Property Details
- Type
- Village House/Cottage
- Condition
- Usable condition, needs some renovation
- Structure
- Two independent flats (ground floor and first floor), connected by external staircase
- Potential
- Could be converted into one house with internal staircase
- Status
- Sold
Interior Features
- Ground floor Entrance
- Spacious living room
- Ground floor Living Room
- Sitting area, dining table, pellet stove
- Ground floor Kitchen
- Kitchen diner with fireplace
- Ground floor Bedroom
- Large bedroom
- Ground floor Bathroom
- Toilet, sink, shower
Exterior Features
- Terrace
- Outdoor terrace with pergola (approx. 30 m²)
Additional Spaces
- Cellars
- Two cellars for wine, hobby room, or storage
- Storage
- One storage room
Utilities
- Electricity
- Connected
- Water
- Connected
- Sewerage
- Connected
- Gas
- Possible to connect to local network
Location and Access
- Village
- Cercino (Sondrio, Lombardy)
- Position
- Upper part of the village, Rhaetian slope, Costiera dei Cech
- Distance to Lake Como
- 20-minute drive
- Shopping
- Large shopping centre nearby
- Road Access to Village
- Good
- Road Access to House
- Narrow streets, accessible with small-sized car (e.g., Fiat Panda)
- Parking
- Public parking spaces on the outskirts of the village centre
Nearby Attractions
- Ski Resorts
- Valtelinina (Alta Valtellina, Aprica, Valchiavenna, Valmalenco, Bormio, Livigno, Caterina Valfurva, Chiesa Valmalenco, Campodolcino, Madesimo). Nearest ski area half an hour away.
- Summer Skiing
- Stelvio Pass
- Biathlon
- Valdidentro
- Winter Olympics 2026
- Several venues nearby
- Summer Activities
- Trekking, mountain biking, canoeing, rafting
- Local Cuisine
- Bresaola, Pizzoccheri, Polenta Taragna, Il Bitto cheeses, Valtellina wines
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